WFC · Wells Fargo & Co
Price
Snapshot
50 fields · last close| Market Cap | $258.3B |
| P/E | 10.53 |
| Float | 3.02B |
| Beta | 0.95 |
| Volatility | 23.7% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Mega cap |
| Macro sensitivity | Moderate |
| Clavix score | 81.1 |
| Price | 79.84 |
| Change | −1.11% |
| Prev Close | 80.74 |
| Open | 80.57 |
| Day Low | 80.31 |
| Day High | 83.43 |
| Avg Vol | 15 |
| Avg $ Vol | $1.21B |
| 52W High | 97.76 |
| 52W Low | 72.78 |
| 52W Pos | 28.3% |
| From High | −18.33% |
| From Low | +9.70% |
| Max DD 1Y | −23.83% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | −3.32% |
| SMA 50 | −6.67% |
| SMA 200 | −5.34% |
| RSI (14) | 40.4 |
| Vol 30D | 26.3% |
| Vol 90D | 23.9% |
| 1Y Range | 73–98 |
| Daily bars | 533 |
| Perf Week | −0.94% |
| Perf Month | −8.98% |
| Perf Quarter | −7.74% |
| Perf Half Y | −1.18% |
| Perf Year | +4.02% |
| Perf YTD | −16.13% |
| Prev Day | −1.11% |
| Clavix | B+ |
| Debt / Eq | 0.96 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +1.7% |
| Profit | Profitable |
| Leverage | High |
| Sector rank | 20 / 29 |
What WFC does
Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally.
It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management.
The company’s financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services.
It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management.
In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients.
Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.
Clavix risk grade
regraded every trading dayWFC grades B+, 81.1 of 100. Steadiest on Macro Resilience (69), most exposed on News Sentiment (49, fragile). 1 of the 4 weighted dimensions sit above the Banking median. Ranks 20 of 29 in Banking by Clavix score.
How rough the ride is
| WFC | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.95 | 0.93 |
| Volatilityannualized | 23.7% | 23.2% |
| Max drawdown, past yearworst peak-to-trough fall | −23.8% | — |
| Typical daily movemedian absolute daily change | 1.05% | — |
| Days beyond ±3%of the last 252 sessions | 16 (6%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| WFC | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.95 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 93% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| WFC | |
|---|---|
| 1 week | −0.9% |
| 1 month | −9.0% |
| Year to date | −16.1% |
| 1 year | +4.0% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| WFC | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 4 Sep |
| Average score0 most bearish, 100 most bullish | 58 |
| Bullish · bearisharticles above 60 · below 40 | 19 · 7 |
| Directionarticles whose tone is improving vs worsening | 19 ↑ 7 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for WFC: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| WFC | |
|---|---|
| Revenue growthyear over year | +1.7% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openWells Fargo reported higher third-quarter earnings with revenue growth across its businesses, along with expansion in loans and deposits and improved returns. Executives said credit conditions remained strong despite flagging risks from inflation, interest rates, and commercial real estate valuations.
Wells Fargo reported third-quarter earnings of $1.87 per share, beating analyst estimates of $1.85 and rising 13% from a year earlier. Net income increased 6% to $5.95 billion, with the headline citing wealth management as a source of strength.
Wells Fargo reported third-quarter earnings of $1.87 per share, beating analyst estimates of $1.85 per share. That compares to $1.73 per share in the same quarter a year earlier, roughly an 8% increase year over year.
WFC is reportedly looking at a partnership with Payward to get crypto trading liquidity, which would grow its institutional services and deepen its digital-asset business.
The U.S. Department of Housing and Urban Development (HUD), the federal agency that enforces fair housing laws, is investigating Wells Fargo over the bank's programs aimed at increasing Black homeownership. In 2017, Wells Fargo pledged to commit $60 billion in loans to Black borrowers over ten years; HUD alleges those efforts violated the federal Fair Housing Act, which prohibits discrimination in housing-related lending.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| TD | Toronto-Dominion Bank | A | $277.4B | 17.14 | 0.70 | Compare |
| C | Citigroup Inc | B+ | $208.9B | 11.82 | 1.15 | Compare |
| BAC | Bank of America Corp | A- | $377.3B | 11.27 | 1.20 | Compare |
| RY | Royal Bank of Canada | A- | $379.6B | 16.69 | 0.61 | Compare |
| BMO | Bank of Montreal | A- | $161.3B | 17.62 | 0.77 | Compare |
| BNS | Bank of Nova Scotia | A | $155.2B | 15.51 | 0.64 | Compare |
| CM | Canadian Imperial Bank of Commerce | A- | $141.3B | 13.96 | 0.68 | Compare |
| USB | US Bancorp | A- | $88.64B | 10.95 | 1.05 | Compare |
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