A-82/100

Is Bank of Montreal (BMO) a risky stock?

Sector: Banking Price: $172.65 Composite: 82/100

As of July 30, 2026, Clavix grades Bank of Montreal (BMO) A- for risk, a composite score of 82 out of 100 on an A+ to F scale, which puts BMO in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 30, 2026. Clavix regrades every trading day.

The five risk dimensions behind BMO's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how BMO scores on each, as of July 30, 2026.

Financial healthbalance sheet, margins, cash flow
66
News sentimentscored, sourced recent coverage
59
Macro exposuresensitivity to rates, dollar, oil
79
Sector resiliencestrength vs the broad market
64
Price stabilitydrawdown and volatility
59

What's moving BMO's risk right now

Company-specific signals Clavix flags behind BMO's current grade, drawn from recent news and filings as of July 30, 2026.

Leverage & debt · mixed signal

BMO moved the credit risk on $5B of corporate loans to other parties, which lowers its required capital and frees up lending room. It also held its quarterly dividend at $1.71, though one rating recently flagged the stock as about 10% overvalued after debt was issued at roughly 5% coupons.

Demand · mixed signal

A daily market roundup named BMO, along with six other Canadian companies, as a stock to track that day, without pointing to any specific news or catalyst behind the mention.

Recent BMO news

The latest headlines Clavix ingested for Bank of Montreal, newest first. These feed the news-sentiment dimension of BMO's grade.

What a A- grade means

On the Clavix A+ to F scale, BMO's composite of 82 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell BMO or any security. Grades are risk indicators, not predictions of return. Data may be delayed.