A-83/100

Is Toronto-Dominion Bank (TD) a risky stock?

Sector: Banking Price: $120.00 Composite: 83/100

As of July 21, 2026, Clavix grades Toronto-Dominion Bank (TD) A- for risk, a composite score of 83 out of 100 on an A+ to F scale, which puts TD in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind TD's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how TD scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
66
News sentimentscored, sourced recent coverage
56
Macro exposuresensitivity to rates, dollar, oil
84
Sector resiliencestrength vs the broad market
67
Price stabilitydrawdown and volatility
61

What's moving TD's risk right now

Company-specific signals Clavix flags behind TD's current grade, drawn from recent news and filings as of July 21, 2026.

Regulatory · raising risk

A former TD Bank employee was sentenced to 46 months in prison for money laundering, exposing gaps in the bank's anti-money laundering controls. The case could draw more scrutiny from U.S. regulators and potential financial penalties.

Product · supporting the grade

TD Asset Management has made its first loan under a new Global Private Credit Strategy, opening a new fee-based revenue stream. The move lets TD earn fees and diversify beyond traditional asset management offerings.

What a A- grade means

On the Clavix A+ to F scale, TD's composite of 83 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell TD or any security. Grades are risk indicators, not predictions of return. Data may be delayed.