BAC · Bank of America Corp
Price
Snapshot
50 fields · last close| Market Cap | $375.9B |
| P/E | 11.17 |
| Float | 6.49B |
| Beta | 1.20 |
| Volatility | 30.1% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Mega cap |
| Macro sensitivity | High |
| Clavix score | 81.9 |
| Price | 53.75 |
| Change | +0.00% |
| Prev Close | 53.75 |
| Open | 53.89 |
| Day Low | 53.30 |
| Day High | 54.00 |
| Avg Vol | 37 |
| Avg $ Vol | $2.01B |
| 52W High | 65.22 |
| 52W Low | 46.12 |
| 52W Pos | 39.9% |
| From High | −17.59% |
| From Low | +16.54% |
| Max DD 1Y | −18.39% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | −7.41% |
| SMA 50 | −11.70% |
| SMA 200 | −2.78% |
| RSI (14) | 22.1 |
| Vol 30D | 22.7% |
| Vol 90D | 21.4% |
| 1Y Range | 46–65 |
| Daily bars | 899 |
| Perf Week | −5.20% |
| Perf Month | −14.14% |
| Perf Quarter | −10.27% |
| Perf Half Y | +7.37% |
| Perf Year | +6.48% |
| Perf YTD | −3.93% |
| Prev Day | +0.00% |
| Clavix | A- |
| Debt / Eq | 1.05 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +6.8% |
| Profit | Profitable |
| Leverage | High |
| Sector rank | 17 / 29 |
What BAC does
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide.
It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets.
The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans.
The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services.
The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services.
The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products.
Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.
Clavix risk grade
regraded every trading dayBAC grades A-, 81.9 of 100. Steadiest on Macro Resilience (70), most exposed on News Sentiment (45, fragile). 1 of the 4 weighted dimensions sit above the Banking median. Ranks 17 of 29 in Banking by Clavix score.
How rough the ride is
| BAC | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.20 | 0.93 |
| Volatilityannualized | 30.1% | 23.2% |
| Max drawdown, past yearworst peak-to-trough fall | −18.4% | — |
| Typical daily movemedian absolute daily change | 0.84% | — |
| Days beyond ±3%of the last 252 sessions | 10 (4%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| BAC | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.20 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | High | Moderate 90% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| BAC | |
|---|---|
| 1 week | −5.2% |
| 1 month | −14.1% |
| Year to date | −3.9% |
| 1 year | +6.5% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| BAC | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 27 Aug |
| Average score0 most bearish, 100 most bullish | 55 |
| Bullish · bearisharticles above 60 · below 40 | 16 · 8 |
| Directionarticles whose tone is improving vs worsening | 16 ↑ 8 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for BAC: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| BAC | |
|---|---|
| Revenue growthyear over year | +6.8% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openBank of America raised its dividend again, but the bank is working with a very thin capital cushion, so the next dividend increase is far from guaranteed and buybacks may be paused first. The article explains the specific capital test that decides which shareholder payouts continue.
Bank of America's Personal Retirement Strategy has crossed $100 billion in total assets since its 2021 launch, and its Merrill Managed discretionary account service has surpassed $10 billion in assets under management.
Bank of America's Merrill Lynch unit will pay $39 million to settle a class action lawsuit from brokerage customers who accused it of paying near-zero interest on idle cash sitting in their retirement accounts instead of market rates.
A comparison article argues JPMorgan is better positioned than Bank of America to keep raising and paying dividends if markets turn south. It notes both banks recently increased their dividends and both stocks dropped afterward, but says only JPMorgan has the capital cushion and crisis track record to sustain payouts through a downturn.
Bank of America launched AskGPS Intelligence Hub, a new set of AI-powered tools for employees in its Global Payments Solutions unit that pulls together client, account, and relationship data to produce treasury insights for corporate banking customers.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| RY | Royal Bank of Canada | A- | $385.3B | 16.94 | 0.58 | Compare |
| TD | Toronto-Dominion Bank | A | $282.8B | 17.47 | 0.70 | Compare |
| WFC | Wells Fargo & Co | B+ | $258.3B | 10.61 | 0.95 | Compare |
| C | Citigroup Inc | B+ | $215.6B | 12.08 | 1.15 | Compare |
| BMO | Bank of Montreal | A- | $164.4B | 17.96 | 0.70 | Compare |
| JPM | JPMorgan Chase & Co | B+ | $883.5B | 13.58 | 1.04 | Compare |
| BNS | Bank of Nova Scotia | A | $159.0B | 15.89 | 0.62 | Compare |
| CM | Canadian Imperial Bank of Commerce | A- | $142.1B | 14.04 | 0.66 | Compare |
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