B+79/100

Is Royal Bank of Canada (RY) a risky stock?

Sector: Banking Price: $209.87 Composite: 79/100

As of July 21, 2026, Clavix grades Royal Bank of Canada (RY) B+ for risk, a composite score of 79 out of 100 on an A+ to F scale, which puts RY in the "solid" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind RY's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how RY scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
56
News sentimentscored, sourced recent coverage
56
Macro exposuresensitivity to rates, dollar, oil
82
Sector resiliencestrength vs the broad market
69
Price stabilitydrawdown and volatility
61

What's moving RY's risk right now

Company-specific signals Clavix flags behind RY's current grade, drawn from recent news and filings as of July 21, 2026.

Regulatory · mixed signal

The addition of Robbiati may strengthen RY's strategic oversight in technology and financial services, potentially supporting innovation and digital transformation initiatives rel…

Macro · supporting the grade

RY is positioning itself as a defensive-yet-growth-oriented investment, leveraging AI initiatives to drive growth while maintaining the reliable dividend payouts that attract inco…

Earnings & results · mixed signal

Earnings are roughly in line with expectations, providing little catalyst in either direction.

What a B+ grade means

On the Clavix A+ to F scale, RY's composite of 79 falls in the B band (65–79), read as "solid." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell RY or any security. Grades are risk indicators, not predictions of return. Data may be delayed.