PNC · PNC Financial Services Group Inc
Price
Snapshot
50 fields · last close| Market Cap | $85.75B |
| P/E | 11.23 |
| Float | 397.6M |
| Beta | 0.92 |
| Volatility | 23.0% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 84.5 |
| Price | 220.50 |
| Change | +1.43% |
| Prev Close | 217.39 |
| Open | 208.49 |
| Day Low | 208.49 |
| Day High | 218.90 |
| Avg Vol | 2 |
| Avg $ Vol | $465.0M |
| 52W High | 258.96 |
| 52W Low | 176.88 |
| 52W Pos | 53.1% |
| From High | −14.85% |
| From Low | +24.66% |
| Max DD 1Y | −17.21% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −0.79% |
| SMA 50 | −6.65% |
| SMA 200 | −3.46% |
| RSI (14) | 27.3 |
| Vol 30D | 17.4% |
| Vol 90D | 18.8% |
| 1Y Range | 177–259 |
| Daily bars | 535 |
| Perf Week | −2.16% |
| Perf Month | −7.15% |
| Perf Quarter | −15.00% |
| Perf Half Y | −2.33% |
| Perf Year | +13.29% |
| Perf YTD | +4.28% |
| Prev Day | +1.43% |
| Clavix | A- |
| Debt / Eq | 0.94 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +7.2% |
| Profit | Profitable |
| Leverage | Moderate |
| Sector rank | 8 / 29 |
What PNC does
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States.
It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments.
The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services.
This segment serves consumer and small business customers through a network of branches, digital channels, ATMs, and through phone-based customer contact centers.
The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management, receivables and disbursement management, funds transfer, international payment, and access to online/mobile information management and reporting services; asset-backed financing, securities underwriting, loan syndications, mergers and acquisitions and equity capital markets advisory, and customer related services; and commercial loan servicing and technology solutions.
It serves mid-sized and large corporations, and government and not-for-profit entities. The Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services.
It also offers outsourced chief investment officer, custody, cash and fixed income client solutions, and retirement plan fiduciary investment services for institutional clients.
The company was founded in 1865 and is headquartered in Pittsburgh, Pennsylvania.
Clavix risk grade
regraded every trading dayPNC grades A-, 84.5 of 100. Steadiest on Macro Resilience (72), most exposed on Sector Resilience (56, mixed). 2 of the 4 weighted dimensions sit above the Banking median. Ranks 8 of 29 in Banking by Clavix score.
How rough the ride is
| PNC | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.92 | 0.93 |
| Volatilityannualized | 23.0% | 23.2% |
| Max drawdown, past yearworst peak-to-trough fall | −17.2% | — |
| Typical daily movemedian absolute daily change | 0.81% | — |
| Days beyond ±3%of the last 252 sessions | 10 (4%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| PNC | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.92 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 90% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| PNC | |
|---|---|
| 1 week | −2.2% |
| 1 month | −7.1% |
| Year to date | +4.3% |
| 1 year | +13.3% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| PNC | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 16 Sep |
| Average score0 most bearish, 100 most bullish | 64 |
| Bullish · bearisharticles above 60 · below 40 | 23 · 3 |
| Directionarticles whose tone is improving vs worsening | 23 ↑ 3 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for PNC: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| PNC | |
|---|---|
| Revenue growthyear over year | +7.2% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openPNC added about 500 new commercial client relationships in its expansion markets through the year so far, and reported $2.1 billion in profit in the third quarter.
PNC's CEO said banks need to offer better technology and service because AI now makes it easier for customers to move their deposits to wherever interest rates are better.
PNC's third-quarter profit beat analyst expectations, supported by higher net interest income (the difference between what the bank earns on loans and pays on deposits), loan growth, and improved cost control. But total revenue came in below estimates and rising credit costs, the money banks set aside for loans that may not be repaid, weighed on the stock.
PNC reported third-quarter 2026 net income of $2.1 billion and adjusted earnings of $5.09 per share, citing broad loan growth, momentum in expansion markets and continued growth in client relationships.
PNC reported quarterly earnings of $5.09 per share, beating the analyst consensus estimate of $4.97 per share. That's up from $4.35 per share in the same quarter a year ago.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| USB | US Bancorp | A- | $89.42B | 10.76 | 1.05 | Compare |
| NU | Nu Holdings Ltd. | B- | $71.15B | 19.73 | 0.95 | Compare |
| TFC | Truist Financial Corp | B+ | $56.89B | 9.72 | 0.90 | Compare |
| CM | Canadian Imperial Bank of Commerce | A- | $142.8B | 14.11 | 0.67 | Compare |
| BNS | Bank of Nova Scotia | A | $157.8B | 15.77 | 0.61 | Compare |
| FITB | Fifth Third Bancorp | A- | $45.66B | 20.96 | 1.02 | Compare |
| BMO | Bank of Montreal | A- | $162.0B | 17.70 | 0.75 | Compare |
| C | Citigroup Inc | B+ | $206.7B | 10.69 | 1.15 | Compare |
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