TFC · Truist Financial Corp
Price
Snapshot
50 fields · last close| Market Cap | $57.50B |
| P/E | 11.09 |
| Float | 1.22B |
| Beta | 0.90 |
| Volatility | 22.4% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 80.5 |
| Price | 46.54 |
| Change | −1.13% |
| Prev Close | 47.07 |
| Open | 47.28 |
| Day Low | 46.89 |
| Day High | 47.95 |
| Avg Vol | 9 |
| Avg $ Vol | $422.8M |
| 52W High | 56.20 |
| 52W Low | 40.78 |
| 52W Pos | 37.4% |
| From High | −17.19% |
| From Low | +14.12% |
| Max DD 1Y | −21.47% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −0.31% |
| SMA 50 | −5.35% |
| SMA 200 | −6.17% |
| RSI (14) | 47.5 |
| Vol 30D | 20.6% |
| Vol 90D | 23.6% |
| 1Y Range | 41–56 |
| Daily bars | 536 |
| Perf Week | +2.08% |
| Perf Month | −2.85% |
| Perf Quarter | −7.71% |
| Perf Half Y | −6.92% |
| Perf Year | +8.81% |
| Perf YTD | −6.43% |
| Prev Day | −1.13% |
| Clavix | B+ |
| Debt / Eq | 0.64 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +53.0% |
| Profit | Profitable |
| Leverage | Moderate |
| Sector rank | 23 / 29 |
What TFC does
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States.
The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking.
Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts.
The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending.
In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking.
The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019.
Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
Clavix risk grade
regraded every trading dayTFC grades B+, 80.5 of 100. Steadiest on Price Stability (68), most exposed on News Sentiment (44, fragile). 0 of the 4 weighted dimensions sit above the Banking median. Ranks 23 of 29 in Banking by Clavix score.
How rough the ride is
| TFC | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.90 | 0.93 |
| Volatilityannualized | 22.4% | 23.3% |
| Max drawdown, past yearworst peak-to-trough fall | −21.5% | — |
| Typical daily movemedian absolute daily change | 0.92% | — |
| Days beyond ±3%of the last 252 sessions | 13 (5%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| TFC | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.90 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 90% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| TFC | |
|---|---|
| 1 week | +2.1% |
| 1 month | −2.8% |
| Year to date | −6.4% |
| 1 year | +8.8% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| TFC | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 16 Sep |
| Average score0 most bearish, 100 most bullish | 56 |
| Bullish · bearisharticles above 60 · below 40 | 17 · 6 |
| Directionarticles whose tone is improving vs worsening | 17 ↑ 6 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for TFC: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| TFC | |
|---|---|
| Revenue growthyear over year | +53.0% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openTruist agreed to sell $7.7 billion worth of its LightStream personal loans, and the bank said average client deposits grew by $16 billion compared to a year ago.
Infosys is expanding its collaboration with Truist Financial to build an AI-first Global Capability Center in Hyderabad, India, strengthening India's role as a hub for innovation and digital talent.
Truist Financial's third-quarter results showed 12% year-over-year growth in earnings per share, deposit gains, and an improved return on tangible common equity of 14.6%.
Captrust Financial Advisors is acquiring the Hoge-Barrett wealth management team from Truist Investment Services, moving roughly $3 billion in client assets off Truist's wealth platform and onto an independent advisory firm.
Truist Financial reported better-than-expected adjusted third-quarter earnings and issued a fresh $5.35 billion revenue outlook for the fourth quarter of 2026. At the same time, the company reshuffled its executive team and announced it is exiting several non-core lending businesses. A large loss from repositioning its securities portfolio kept the headline results mixed, which is why traders focused on the details.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| NU | Nu Holdings Ltd. | B- | $70.33B | 19.50 | 0.94 | Compare |
| FITB | Fifth Third Bancorp | A- | $45.68B | 21.02 | 1.02 | Compare |
| PNC | PNC Financial Services Group Inc | A- | $86.73B | 10.98 | 0.92 | Compare |
| USB | US Bancorp | A- | $91.50B | 10.93 | 1.05 | Compare |
| MTB | M&T Bank Corp | A- | $31.09B | 10.25 | 0.67 | Compare |
| BAP | Credicorp Ltd | B+ | $30.99B | 14.45 | 0.80 | Compare |
| HBAN | Huntington Bancshares Inc | A- | $30.85B | 12.87 | 1.01 | Compare |
| CFG | Citizens Financial Group Inc | A- | $26.69B | 12.55 | 1.11 | Compare |
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